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The F-150 isn't just another good-looking truck. It's been the best-selling full-size pickup in the country for 47 years in a row and Ford continues that same level of excellence for the 2025 model year. Once again the F-150's delivers the highest available towing and hauling capability in its class. To help make the new 2025 Ford F-150 more affordable, we offer new vehicle specials on this outstanding pickup.
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The F-150 gives you a lot for your money and you can get even more value when you take advantage of our loan and leasing options. Both strategies have strengths and weaknesses so here are some details to make this subject a little easier to understand.
The way most people finance a Ford F-150 is with a loan. When you take this approach, the lender pays for the full cost of your new truck so you can drive it home and you then make monthly payments until you own that vehicle or sell it. If you pay off the loan, you own your F-150 and you'll have accumulated a lot of cash value that you can use toward the purchase of another new Ford pickup. Another option when you pay off the loan is to keep driving that truck. You'll no longer have monthly loan payments and that's worth a lot.
As with any loan, you'll be paying interest as part of your monthly loan payments. You'll also need to cover the cost of the down payment on any loan and it will be somewhat higher than with a lease. But a loan lets you build up cash value, something you can't get with a lease. That's a big reason why the financial advantages of getting a loan are far greater than the disadvantages and that's why loans are so popular.
Leasing is just like renting except that you'll have payments for a much longer period of time than you would with a car rental, usually about 36 months. Instead of paying off a loan, you'll pay only for the depreciation that's expected over the life of your lease contract. With a lease, you can't build any cash value and you'll never be able to own that Ford F-150 by leasing it. At the end of your lease contract, you'll need to return that truck to our dealership and you'll have to pay for any miles you've driven above the contractual limit. You'll also have to pay for any excess wear and tear so there are quite a few expenses at the end of your lease.
The new Ford F-150 has a long list of powertrains starting with a 2.7-liter twin-turbo V6 that generates 325 horsepower and moving up to a 5.0-liter V8 with 400 horsepower. After that is a 3.5-liter twin-turbocharged V6 with 400 horsepower and a 3.5-liter twin-turbo hybrid, also with 400 horsepower. The F-150 has an available interior work surface so you'll have an easy way to get work done. The gearshift can be stored away, allowing you to create a flat surface that's large enough for a laptop.
We can help you get the Ford F-150 you want with your choice of a loan or a lease. We can also help you find the best available interest rate which is another reason to finance or lease your new Ford F-150 at Team Ford Lincoln in Denison, IA.